Frequently Asked Questions

You don’t need to memorize crop insurance rules. Here are the answers farmers ask most often. If you ever have a question that isn’t listed here, reach out anytime.

  • We offer MPCI, supplemental hail, wind, PRF, and private products through NAU. Each option is tailored to your acres, your risk level, and your financial goals for the season.

  • Your updated: Planting intentions, Added or dropped landlords, Added Acres, and FSA maps (if updated)

  • Acreage reports are due July 15. We request that you certify your acres prior to the FSA. We will you use your 578’s to ensure all information is correct and matches.

  • Production reporting is due in the end of April, but we prefer to process production as soon as you finish harvesting.

  • We’ll review your yields, your units, and your guarantees. If it looks close, we can open a notice and let the adjuster take a look. Claims are handled through NAU but we walk with you through every step.

  • Enterprise units combine fields across a county. They’re more affordable but require whole-farm losses. Optional units insure each section separately. We’ll help you decide which makes sense for your acres.

  • PRF pays when rainfall in your grid falls below long-term averages. It’s not tied to what you produce, it’s tied to weather. Payments can help offset drought impacts on pasture or feed budgets. Grid are typically a 12×12 mile square.

  • Yes. As long as it’s after you finished harvest up till March 15. During this period, you can transfer your policy. We handle all paperwork on our end.

  • Just call or text us. You’ll need: The FSA farm/tract, Planting intentions, Share percentages, and Landlord information.

  • Yes. We’re based in eastern Nebraska and meet on farms, over coffee, or at your shop. Whatever works for you. We cover multiple states.

  • MPCI bills typically arrive in the end of August. Hail bills typically arrive the beginning of August. If you’re ever unsure, reach out.

  • If you want spot-loss coverage or higher protection on high-yield farms, hail coverage adds another layer..

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